If you’re evaluating your financial picture for the rest of 2023, make sure to consider life insurance. The purpose of life insurance is to have the peace of mind of knowing your loved ones will be taken care of financially if you pass away. Life insurance buyers have many choices depending on their financial goals …
10 Best Life Insurance Companies: Expert-Rated In 2023 Read More »
I’ve got a problem with much of today’s bank marketing. Instead of building loyalty and differentiating the brand, too many initiatives are geared to acquiring new accounts at any cost. It’s Not Easy Being a Bank Today, banks face serious headwinds. We’ve seen multiple bank failures in recent weeks. There’s a lingering perception that banks …
Blair Baldwin is the cofounder and CEO of Boundless Rider, an insurance startup focused on motorcycles, e-bikes and powersports vehicles. It seems like everyone is talking about embedded insurance these days, and for good reason—there’s a lot of buzz around the market potential and business opportunities. In fact, a recent report by Conning predicted that …
Embedded Insurance For Vehicles Holds Promise, But The Road Won’t Be Easy Read More »
Various things can go wrong and put a small business in financially rocky waters, or worse, shut its doors. These risks are not always apparent on the surface. But small business owners should dig deep to evaluate their unique business risks and get the necessary insurance coverage to maximize their chances of coming out on …
How Small Business Owners Can Assess Their Insurance Needs And Minimize Their Risks Read More »
After a series of unfortunate events, this week began with the loss of another highly regarded financial institution. Given these developments, depositors are needing assurance, and banks are looking at ways to move forward and help restore confidence in the banking system. The Federal Deposit Insurance Corporation also released a report Monday in response to …
FDIC System Changes Can Restore Confidence In Banking Read More »
With concerns about banks constantly in the news—most recently, the Federal Deposit Insurance Corporation (FDIC) confirmed that First Republic BankFRC 0.0% had been seized by regulators—some in the U.S. are eying alternatives to keeping their savings in banks. For some, the answer is obvious: rely on cash in hand. I get it. After my great-grandmother’s …
Cash Only: What To Know If You’re Planning To Ditch Your Bank Read More »
There was no shortage of interesting ideas discussed at last week’s Consensus conference, CoinDesk’s flagship crypto gathering. But the most disappointing speech – though it wasn’t at all surprising – was the one delivered by former Commodity Futures Trading Commission Chairman J. Christopher Giancarlo. For several years now, after starting the Digital Dollar Project, a …
Central Bank Digital Currencies, Under Any Name, Threaten Privacy And Freedom Read More »
Market participants have their eyes on the Federal Open Markets Committee this week to see if its members vote to raise the federal funds rates again. The FOMC has raised rates nine times since March 17, 2022. Because inflation is nowhere near the Federal Reserve’s 2% target rate and due to JPMorgan’s recent acquisition of …
The Federal Reserve’s Interest Rate Increases Create Default Risks In Major Sectors Read More »